How much do I take home on a gross salary of SEK 90,000 a month?

On SEK 90,000 gross, net pay is SEK 59,400 a month in Stockholm, or SEK 712,800 a year. The amount depends on the municipality and on whether you are a member of the Church of Sweden.

What are the effective and marginal tax rates at SEK 90,000?

The effective tax rate is 34.0%: SEK 367,200 of tax on annual pay. The marginal rate is 34.0%, so that share of an extra krona of gross pay goes in tax.

How much of a SEK 1,000 raise do I keep?

If your gross pay goes from SEK 90,000 up by SEK 1,000 a month, net pay rises by SEK 660. You keep 66.0% of the raise.

What changes if I am 66 or older?

At SEK 90,000 a month net pay is SEK 63,000, which is SEK 3,600 more than for someone younger, thanks to the higher basic allowance and the larger earned income tax credit.

Does net pay differ between municipalities?

Yes. At SEK 90,000 a month, net pay is SEK 59,400 in Stockholm and SEK 57,600 in Norrköping among the 10 largest municipalities, a difference of SEK 1,800 a month.

Gross salary of SEK 90,000: how much is left after tax?

On a gross salary of SEK 90,000 a month you take home SEK 59,400 in Stockholm, the example municipality here, using Skatteverket tax tables for 2026. Tax comes to SEK 367,200 a year, an effective rate of 34.0%. Across the 10 largest municipalities the net pay ranges from SEK 57,600 (Norrköping) to SEK 59,400 (Stockholm).

Calculate your own case

Monthly gross salary

Before tax. Use a comma or a point for the decimals.

Municipality

Member of the Church of Sweden

Aged 66 or older at the start of the year

Gives an elevated basic allowance and a different earned income tax credit.

Result

Monthly net: SEK 59,400.00
Annual net: SEK 712,800.00
Effective rate: 34.0%
Marginal rate: 34.0%Of your next raise, how much goes to taxes and contributions.

Breakdown

Each payment of the year, with the amount of each tax and contribution
Payment	Gross	State income tax	Municipal income tax (incl. region)	General pension fee	Tax credit for pension fee	Earned income tax credit	Employment income tax credit	Public service fee	Funeral and church fee	Net
Regular month (× 12)	SEK 90,000.00	-SEK 7,040.71	-SEK 26,602.26	-SEK 3,951.59	SEK 3,951.59	SEK 4,050.59	SEK 125.85	-SEK 99.34	-SEK 1,034.13	SEK 59,400.00
Year total	SEK 1,080,000.00	-SEK 84,488.52	-SEK 319,227.12	-SEK 47,419.08	SEK 47,419.08	SEK 48,607.08	SEK 1,510.20	-SEK 1,192.08	-SEK 12,409.56	SEK 712,800.00

Worth knowing

This follows the Swedish Tax Agency’s tax table: the total tax rate is rounded to a whole number and funeral and church fees count as 1.16 percentage points. Final tax is set in the tax return and can differ.
The public service fee is part of the table and applies to people aged 18 or older at the start of the year.
Above 80,000 SEK a month the official table gives the deduction as a whole percentage of the salary.

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Where the money goes

State income tax: SEK 7,041 a month (7.8% of gross)
Municipal income tax (incl. region): SEK 26,602 a month (29.6% of gross)
General pension fee: SEK 3,952 a month (4.4% of gross)
Tax credit for pension fee: -SEK 3,952 a month (-4.4% of gross)
Earned income tax credit: -SEK 4,051 a month (-4.5% of gross)
Employment income tax credit: -SEK 126 a month (-0.1% of gross)
Public service fee: SEK 99 a month (0.1% of gross)
Funeral and church fee: SEK 1,034 a month (1.1% of gross)

Assumptions

Calculated for an employee under 66 who is not a member of the Church of Sweden, using the Skatteverket tax table for 2026 and the municipal tax of Stockholm. Change the inputs in the calculator above.

Nearby salaries

Around SEK 90,000 gross, every raise of SEK 1,000 adds SEK 660 net, which is 66.0% of the raise. The table shows nearby salaries on the same assumptions; each row links to its page.

Gross a month	Net a month	Effective rate
SEK 75,000	SEK 52,256	30.3%
SEK 80,000	SEK 54,706	31.6%
SEK 90,000(this page)	SEK 59,400	34.0%
SEK 100,000	SEK 65,000	35.0%

Comparing municipalities

The same gross salary of SEK 90,000 a month, after tax, in the 10 largest municipalities, from highest to lowest. The gap between the highest and the lowest is SEK 1,800 a month, or SEK 21,600 a year.

Municipality	Municipal rate	Net a month
Stockholm	30.6%	SEK 59,400
Göteborg	32.6%	SEK 58,500
Malmö	32.4%	SEK 58,500
Uppsala	32.9%	SEK 58,500
Linköping	31.8%	SEK 58,500
Västerås	31.2%	SEK 58,500
Helsingborg	31.4%	SEK 58,500
Örebro	33.7%	SEK 57,600
Jönköping	33.4%	SEK 57,600
Norrköping	33.3%	SEK 57,600

Frequently asked questions

How much do I take home on a gross salary of SEK 90,000 a month?: On SEK 90,000 gross, net pay is SEK 59,400 a month in Stockholm, or SEK 712,800 a year. The amount depends on the municipality and on whether you are a member of the Church of Sweden.
What are the effective and marginal tax rates at SEK 90,000?: The effective tax rate is 34.0%: SEK 367,200 of tax on annual pay. The marginal rate is 34.0%, so that share of an extra krona of gross pay goes in tax.
How much of a SEK 1,000 raise do I keep?: If your gross pay goes from SEK 90,000 up by SEK 1,000 a month, net pay rises by SEK 660. You keep 66.0% of the raise.
What changes if I am 66 or older?: At SEK 90,000 a month net pay is SEK 63,000, which is SEK 3,600 more than for someone younger, thanks to the higher basic allowance and the larger earned income tax credit.
Does net pay differ between municipalities?: Yes. At SEK 90,000 a month, net pay is SEK 59,400 in Stockholm and SEK 57,600 in Norrköping among the 10 largest municipalities, a difference of SEK 1,800 a month.

Results are estimates based on official tax data and do not constitute tax or legal advice.