How much do I take home on a gross salary of SEK 80,000 a month?

On SEK 80,000 gross, net pay is SEK 53,405 a month in Malmö, or SEK 640,860 a year. The amount depends on the municipality and on whether you are a member of the Church of Sweden.

What are the effective and marginal tax rates at SEK 80,000?

The effective tax rate is 33.2%: SEK 319,140 of tax on annual pay. The marginal rate is 13.5%, so that share of an extra krona of gross pay goes in tax.

How much of a SEK 1,000 raise do I keep?

If your gross pay goes from SEK 80,000 up by SEK 1,000 a month, net pay rises by SEK 865. You keep 86.5% of the raise.

What changes if I am 66 or older?

At SEK 80,000 a month net pay is SEK 56,638, which is SEK 3,233 more than for someone younger, thanks to the higher basic allowance and the larger earned income tax credit.

How does Malmö compare with other large municipalities?

Among the 10 largest municipalities, Malmö ranks 6 for net pay at SEK 80,000. Stockholm is highest with SEK 54,706 and Norrköping lowest with SEK 52,754.

Net salary in Malmö on SEK 80,000 a month

In Malmö the combined municipal and regional income tax rate is 32.4%. On a gross salary of SEK 80,000 a month you take home SEK 53,405, or SEK 640,860 a year, using Skatteverket tax tables for 2026. That ranks 6 of 10 among the largest municipalities: highest in Stockholm (SEK 54,706), lowest in Norrköping (SEK 52,754).

Calculate your own case

Monthly gross salary

Before tax. Use a comma or a point for the decimals.

Municipality

Member of the Church of Sweden

Aged 66 or older at the start of the year

Gives an elevated basic allowance and a different earned income tax credit.

Result

Monthly net: SEK 53,405.00
Annual net: SEK 640,860.00
Effective rate: 33.2%
Marginal rate: 13.5%Of your next raise, how much goes to taxes and contributions.

Breakdown

Each payment of the year, with the amount of each tax and contribution
Payment	Gross	State income tax	Municipal income tax (incl. region)	General pension fee	Tax credit for pension fee	Earned income tax credit	Employment income tax credit	Public service fee	Funeral and church fee	Net
Regular month (× 12)	SEK 80,000.00	-SEK 4,993.25	-SEK 25,009.86	-SEK 3,924.94	SEK 3,924.94	SEK 4,292.93	SEK 125.00	-SEK 98.67	-SEK 911.15	SEK 53,405.00
Year total	SEK 960,000.00	-SEK 59,919.00	-SEK 300,118.32	-SEK 47,099.28	SEK 47,099.28	SEK 51,515.16	SEK 1,500.00	-SEK 1,184.04	-SEK 10,933.80	SEK 640,860.00

Worth knowing

This follows the Swedish Tax Agency’s tax table: the total tax rate is rounded to a whole number and funeral and church fees count as 1.16 percentage points. Final tax is set in the tax return and can differ.
The public service fee is part of the table and applies to people aged 18 or older at the start of the year.

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Where the money goes

State income tax: SEK 4,993 a month (6.2% of gross)
Municipal income tax (incl. region): SEK 25,010 a month (31.3% of gross)
General pension fee: SEK 3,925 a month (4.9% of gross)
Tax credit for pension fee: -SEK 3,925 a month (-4.9% of gross)
Earned income tax credit: -SEK 4,293 a month (-5.4% of gross)
Employment income tax credit: -SEK 125 a month (-0.2% of gross)
Public service fee: SEK 99 a month (0.1% of gross)
Funeral and church fee: SEK 911 a month (1.1% of gross)

Assumptions

Calculated for an employee under 66 who is not a member of the Church of Sweden, using the Skatteverket tax table for 2026 and the municipal tax of Malmö. Change the inputs in the calculator above.

Nearby salaries

Around SEK 80,000 gross, every raise of SEK 1,000 adds SEK 865 net, which is 86.5% of the raise. The table shows nearby salaries on the same assumptions; each row links to its page.

Gross a month	Net a month	Effective rate
SEK 70,000	SEK 48,705	30.4%
SEK 75,000	SEK 51,055	31.9%
SEK 80,000(this page)	SEK 53,405	33.2%
SEK 90,000	SEK 58,500	35.0%
SEK 100,000	SEK 63,000	37.0%

Comparing municipalities

The same gross salary of SEK 80,000 a month, after tax, in the 10 largest municipalities, from highest to lowest. The gap between the highest and the lowest is SEK 1,952 a month, or SEK 23,424 a year.

Municipality	Municipal rate	Net a month	Difference
Stockholm	30.6%	SEK 54,706	+SEK 1,301
Linköping	31.8%	SEK 54,056	+SEK 651
Västerås	31.2%	SEK 54,056	+SEK 651
Helsingborg	31.4%	SEK 54,056	+SEK 651
Göteborg	32.6%	SEK 53,405	SEK 0
Malmö(this page)	32.4%	SEK 53,405	—
Uppsala	32.9%	SEK 53,405	SEK 0
Örebro	33.7%	SEK 52,754	-SEK 651
Jönköping	33.4%	SEK 52,754	-SEK 651
Norrköping	33.3%	SEK 52,754	-SEK 651

Frequently asked questions

How much do I take home on a gross salary of SEK 80,000 a month?: On SEK 80,000 gross, net pay is SEK 53,405 a month in Malmö, or SEK 640,860 a year. The amount depends on the municipality and on whether you are a member of the Church of Sweden.
What are the effective and marginal tax rates at SEK 80,000?: The effective tax rate is 33.2%: SEK 319,140 of tax on annual pay. The marginal rate is 13.5%, so that share of an extra krona of gross pay goes in tax.
How much of a SEK 1,000 raise do I keep?: If your gross pay goes from SEK 80,000 up by SEK 1,000 a month, net pay rises by SEK 865. You keep 86.5% of the raise.
What changes if I am 66 or older?: At SEK 80,000 a month net pay is SEK 56,638, which is SEK 3,233 more than for someone younger, thanks to the higher basic allowance and the larger earned income tax credit.
How does Malmö compare with other large municipalities?: Among the 10 largest municipalities, Malmö ranks 6 for net pay at SEK 80,000. Stockholm is highest with SEK 54,706 and Norrköping lowest with SEK 52,754.

Results are estimates based on official tax data and do not constitute tax or legal advice.