How much do I take home on a gross salary of SEK 100,000 a month?

On SEK 100,000 gross, net pay is SEK 65,000 a month in Stockholm, or SEK 780,000 a year. The amount depends on the municipality and on whether you are a member of the Church of Sweden.

What are the effective and marginal tax rates at SEK 100,000?

The effective tax rate is 35.0%: SEK 420,000 of tax on annual pay. The marginal rate is 136.0%, so that share of an extra krona of gross pay goes in tax.

How much of a SEK 1,000 raise do I keep?

If your gross pay goes from SEK 100,000 up by SEK 1,000 a month, net pay rises by -SEK 360. You keep -36.0% of the raise.

What changes if I am 66 or older?

At SEK 100,000 a month net pay is SEK 68,000, which is SEK 3,000 more than for someone younger, thanks to the higher basic allowance and the larger earned income tax credit.

How does Stockholm compare with other large municipalities?

Among the 10 largest municipalities, Stockholm ranks 1 for net pay at SEK 100,000. Stockholm is highest with SEK 65,000 and Norrköping lowest with SEK 62,000.

Net salary in Stockholm on SEK 100,000 a month

In Stockholm the combined municipal and regional income tax rate is 30.6%. On a gross salary of SEK 100,000 a month you take home SEK 65,000, or SEK 780,000 a year, using Skatteverket tax tables for 2026. That ranks 1 of 10 among the largest municipalities: highest in Stockholm (SEK 65,000), lowest in Norrköping (SEK 62,000).

Calculate your own case

Monthly gross salary

Before tax. Use a comma or a point for the decimals.

Municipality

Member of the Church of Sweden

Aged 66 or older at the start of the year

Gives an elevated basic allowance and a different earned income tax credit.

Result

Monthly net: SEK 65,000.00
Annual net: SEK 780,000.00
Effective rate: 35.0%
Marginal rate: 136.0%Of your next raise, how much goes to taxes and contributions.

Breakdown

Each payment of the year, with the amount of each tax and contribution
Payment	Gross	State income tax	Municipal income tax (incl. region)	General pension fee	Tax credit for pension fee	Earned income tax credit	Employment income tax credit	Public service fee	Funeral and church fee	Net
Regular month (× 12)	SEK 100,000.00	-SEK 8,868.15	-SEK 28,997.90	-SEK 3,870.36	SEK 3,870.36	SEK 3,967.33	SEK 123.26	-SEK 97.29	-SEK 1,127.25	SEK 65,000.00
Year total	SEK 1,200,000.00	-SEK 106,417.80	-SEK 347,974.80	-SEK 46,444.32	SEK 46,444.32	SEK 47,607.96	SEK 1,479.12	-SEK 1,167.48	-SEK 13,527.00	SEK 780,000.00

Worth knowing

This follows the Swedish Tax Agency’s tax table: the total tax rate is rounded to a whole number and funeral and church fees count as 1.16 percentage points. Final tax is set in the tax return and can differ.
The public service fee is part of the table and applies to people aged 18 or older at the start of the year.
Above 80,000 SEK a month the official table gives the deduction as a whole percentage of the salary.

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Where the money goes

State income tax: SEK 8,868 a month (8.9% of gross)
Municipal income tax (incl. region): SEK 28,998 a month (29.0% of gross)
General pension fee: SEK 3,870 a month (3.9% of gross)
Tax credit for pension fee: -SEK 3,870 a month (-3.9% of gross)
Earned income tax credit: -SEK 3,967 a month (-4.0% of gross)
Employment income tax credit: -SEK 123 a month (-0.1% of gross)
Public service fee: SEK 97 a month (0.1% of gross)
Funeral and church fee: SEK 1,127 a month (1.1% of gross)

Assumptions

Calculated for an employee under 66 who is not a member of the Church of Sweden, using the Skatteverket tax table for 2026 and the municipal tax of Stockholm. Change the inputs in the calculator above.

Nearby salaries

Around SEK 100,000 gross, every raise of SEK 1,000 adds -SEK 360 net, which is -36.0% of the raise. The table shows nearby salaries on the same assumptions; each row links to its page.

Gross a month	Net a month	Effective rate
SEK 80,000	SEK 54,706	31.6%
SEK 90,000	SEK 59,400	34.0%
SEK 100,000(this page)	SEK 65,000	35.0%

Comparing municipalities

The same gross salary of SEK 100,000 a month, after tax, in the 10 largest municipalities, from highest to lowest. The gap between the highest and the lowest is SEK 3,000 a month, or SEK 36,000 a year.

Municipality	Municipal rate	Net a month	Difference
Stockholm(this page)	30.6%	SEK 65,000	—
Linköping	31.8%	SEK 64,000	-SEK 1,000
Västerås	31.2%	SEK 64,000	-SEK 1,000
Helsingborg	31.4%	SEK 64,000	-SEK 1,000
Göteborg	32.6%	SEK 63,000	-SEK 2,000
Malmö	32.4%	SEK 63,000	-SEK 2,000
Uppsala	32.9%	SEK 63,000	-SEK 2,000
Örebro	33.7%	SEK 62,000	-SEK 3,000
Jönköping	33.4%	SEK 62,000	-SEK 3,000
Norrköping	33.3%	SEK 62,000	-SEK 3,000

Frequently asked questions

How much do I take home on a gross salary of SEK 100,000 a month?: On SEK 100,000 gross, net pay is SEK 65,000 a month in Stockholm, or SEK 780,000 a year. The amount depends on the municipality and on whether you are a member of the Church of Sweden.
What are the effective and marginal tax rates at SEK 100,000?: The effective tax rate is 35.0%: SEK 420,000 of tax on annual pay. The marginal rate is 136.0%, so that share of an extra krona of gross pay goes in tax.
How much of a SEK 1,000 raise do I keep?: If your gross pay goes from SEK 100,000 up by SEK 1,000 a month, net pay rises by -SEK 360. You keep -36.0% of the raise.
What changes if I am 66 or older?: At SEK 100,000 a month net pay is SEK 68,000, which is SEK 3,000 more than for someone younger, thanks to the higher basic allowance and the larger earned income tax credit.
How does Stockholm compare with other large municipalities?: Among the 10 largest municipalities, Stockholm ranks 1 for net pay at SEK 100,000. Stockholm is highest with SEK 65,000 and Norrköping lowest with SEK 62,000.

Results are estimates based on official tax data and do not constitute tax or legal advice.