How much do I take home on a gross salary of SEK 42,000 a month?

On SEK 42,000 gross, net pay is SEK 33,480 a month in Stockholm, or SEK 401,760 a year. The amount depends on the municipality and on whether you are a member of the Church of Sweden.

What are the effective and marginal tax rates at SEK 42,000?

The effective tax rate is 20.3%: SEK 102,240 of tax on annual pay. The marginal rate is 31.0%, so that share of an extra krona of gross pay goes in tax.

How much of a SEK 1,000 raise do I keep?

If your gross pay goes from SEK 42,000 up by SEK 1,000 a month, net pay rises by SEK 690. You keep 69.0% of the raise.

What changes if I am 66 or older?

At SEK 42,000 a month net pay is SEK 36,738, which is SEK 3,258 more than for someone younger, thanks to the higher basic allowance and the larger earned income tax credit.

How does Stockholm compare with other large municipalities?

Among the 10 largest municipalities, Stockholm ranks 1 for net pay at SEK 42,000. Stockholm is highest with SEK 33,480 and Norrköping lowest with SEK 32,668.

Net salary in Stockholm on SEK 42,000 a month

In Stockholm the combined municipal and regional income tax rate is 30.6%. On a gross salary of SEK 42,000 a month you take home SEK 33,480, or SEK 401,760 a year, using Skatteverket tax tables for 2026. That ranks 1 of 10 among the largest municipalities: highest in Stockholm (SEK 33,480), lowest in Norrköping (SEK 32,668).

Calculate your own case

Monthly gross salary

Before tax. Use a comma or a point for the decimals.

Municipality

Member of the Church of Sweden

Aged 66 or older at the start of the year

Gives an elevated basic allowance and a different earned income tax credit.

Result

Monthly net: SEK 33,480.00
Annual net: SEK 401,760.00
Effective rate: 20.3%
Marginal rate: 31.0%Of your next raise, how much goes to taxes and contributions.

Breakdown

Each payment of the year, with the amount of each tax and contribution
Payment	Gross	State income tax	Municipal income tax (incl. region)	General pension fee	Tax credit for pension fee	Earned income tax credit	Employment income tax credit	Public service fee	Funeral and church fee	Net
Regular month (× 12)	SEK 42,000.00	-SEK 0.00	-SEK 12,099.02	-SEK 2,941.41	SEK 2,941.41	SEK 4,022.98	SEK 124.99	-SEK 98.66	-SEK 470.29	SEK 33,480.00
Year total	SEK 504,000.00	-SEK 0.00	-SEK 145,188.24	-SEK 35,296.92	SEK 35,296.92	SEK 48,275.76	SEK 1,499.88	-SEK 1,183.92	-SEK 5,643.48	SEK 401,760.00

Worth knowing

This follows the Swedish Tax Agency’s tax table: the total tax rate is rounded to a whole number and funeral and church fees count as 1.16 percentage points. Final tax is set in the tax return and can differ.
The public service fee is part of the table and applies to people aged 18 or older at the start of the year.

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Where the money goes

Municipal income tax (incl. region): SEK 12,099 a month (28.8% of gross)
General pension fee: SEK 2,941 a month (7.0% of gross)
Tax credit for pension fee: -SEK 2,941 a month (-7.0% of gross)
Earned income tax credit: -SEK 4,023 a month (-9.6% of gross)
Employment income tax credit: -SEK 125 a month (-0.3% of gross)
Public service fee: SEK 99 a month (0.2% of gross)
Funeral and church fee: SEK 470 a month (1.1% of gross)

Assumptions

Calculated for an employee under 66 who is not a member of the Church of Sweden, using the Skatteverket tax table for 2026 and the municipal tax of Stockholm. Change the inputs in the calculator above.

Nearby salaries

Around SEK 42,000 gross, every raise of SEK 1,000 adds SEK 690 net, which is 69.0% of the raise. The table shows nearby salaries on the same assumptions; each row links to its page.

Gross a month	Net a month	Effective rate
SEK 37,000	SEK 29,819	19.4%
SEK 40,000	SEK 32,100	19.8%
SEK 42,000(this page)	SEK 33,480	20.3%
SEK 45,000	SEK 35,550	21.0%
SEK 48,000	SEK 37,620	21.6%

Comparing municipalities

The same gross salary of SEK 42,000 a month, after tax, in the 10 largest municipalities, from highest to lowest. The gap between the highest and the lowest is SEK 812 a month, or SEK 9,744 a year.

Municipality	Municipal rate	Net a month	Difference
Stockholm(this page)	30.6%	SEK 33,480	—
Linköping	31.8%	SEK 33,209	-SEK 271
Västerås	31.2%	SEK 33,209	-SEK 271
Helsingborg	31.4%	SEK 33,209	-SEK 271
Göteborg	32.6%	SEK 32,938	-SEK 542
Malmö	32.4%	SEK 32,938	-SEK 542
Uppsala	32.9%	SEK 32,938	-SEK 542
Örebro	33.7%	SEK 32,668	-SEK 812
Jönköping	33.4%	SEK 32,668	-SEK 812
Norrköping	33.3%	SEK 32,668	-SEK 812

Frequently asked questions

How much do I take home on a gross salary of SEK 42,000 a month?: On SEK 42,000 gross, net pay is SEK 33,480 a month in Stockholm, or SEK 401,760 a year. The amount depends on the municipality and on whether you are a member of the Church of Sweden.
What are the effective and marginal tax rates at SEK 42,000?: The effective tax rate is 20.3%: SEK 102,240 of tax on annual pay. The marginal rate is 31.0%, so that share of an extra krona of gross pay goes in tax.
How much of a SEK 1,000 raise do I keep?: If your gross pay goes from SEK 42,000 up by SEK 1,000 a month, net pay rises by SEK 690. You keep 69.0% of the raise.
What changes if I am 66 or older?: At SEK 42,000 a month net pay is SEK 36,738, which is SEK 3,258 more than for someone younger, thanks to the higher basic allowance and the larger earned income tax credit.
How does Stockholm compare with other large municipalities?: Among the 10 largest municipalities, Stockholm ranks 1 for net pay at SEK 42,000. Stockholm is highest with SEK 33,480 and Norrköping lowest with SEK 32,668.

Results are estimates based on official tax data and do not constitute tax or legal advice.