Gross salary of SEK 42,000: how much is left after tax?
On a gross salary of SEK 42,000 a month you take home SEK 33,480 in Stockholm, the example municipality here, using Skatteverket tax tables for 2026. Tax comes to SEK 102,240 a year, an effective rate of 20.3%. Across the 10 largest municipalities the net pay ranges from SEK 32,668 (Norrköping) to SEK 33,480 (Stockholm).
Calculate your own case
Result
- Monthly net
- SEK 33,480.00
- Annual net
- SEK 401,760.00
- Effective rate
- 20.3%
- Marginal rate
- 31.0%Of your next raise, how much goes to taxes and contributions.
Breakdown
| Payment | Gross | State income tax | Municipal income tax (incl. region) | General pension fee | Tax credit for pension fee | Earned income tax credit | Employment income tax credit | Public service fee | Funeral and church fee | Net |
|---|---|---|---|---|---|---|---|---|---|---|
| Regular month (× 12) | SEK 42,000.00 | -SEK 0.00 | -SEK 12,099.02 | -SEK 2,941.41 | SEK 2,941.41 | SEK 4,022.98 | SEK 124.99 | -SEK 98.66 | -SEK 470.29 | SEK 33,480.00 |
| Year total | SEK 504,000.00 | -SEK 0.00 | -SEK 145,188.24 | -SEK 35,296.92 | SEK 35,296.92 | SEK 48,275.76 | SEK 1,499.88 | -SEK 1,183.92 | -SEK 5,643.48 | SEK 401,760.00 |
Worth knowing
- This follows the Swedish Tax Agency’s tax table: the total tax rate is rounded to a whole number and funeral and church fees count as 1.16 percentage points. Final tax is set in the tax return and can differ.
- The public service fee is part of the table and applies to people aged 18 or older at the start of the year.
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Where the money goes
- Municipal income tax (incl. region): SEK 12,099 a month (28.8% of gross)
- General pension fee: SEK 2,941 a month (7.0% of gross)
- Tax credit for pension fee: -SEK 2,941 a month (-7.0% of gross)
- Earned income tax credit: -SEK 4,023 a month (-9.6% of gross)
- Employment income tax credit: -SEK 125 a month (-0.3% of gross)
- Public service fee: SEK 99 a month (0.2% of gross)
- Funeral and church fee: SEK 470 a month (1.1% of gross)
Assumptions
Calculated for an employee under 66 who is not a member of the Church of Sweden, using the Skatteverket tax table for 2026 and the municipal tax of Stockholm. Change the inputs in the calculator above.
Nearby salaries
Around SEK 42,000 gross, every raise of SEK 1,000 adds SEK 690 net, which is 69.0% of the raise. The table shows nearby salaries on the same assumptions; each row links to its page.
| Gross a month | Net a month | Effective rate |
|---|---|---|
| SEK 37,000 | SEK 29,819 | 19.4% |
| SEK 40,000 | SEK 32,100 | 19.8% |
| SEK 42,000(this page) | SEK 33,480 | 20.3% |
| SEK 45,000 | SEK 35,550 | 21.0% |
| SEK 48,000 | SEK 37,620 | 21.6% |
Comparing municipalities
The same gross salary of SEK 42,000 a month, after tax, in the 10 largest municipalities, from highest to lowest. The gap between the highest and the lowest is SEK 812 a month, or SEK 9,744 a year.
| Municipality | Municipal rate | Net a month |
|---|---|---|
| Stockholm | 30.6% | SEK 33,480 |
| Linköping | 31.8% | SEK 33,209 |
| Västerås | 31.2% | SEK 33,209 |
| Helsingborg | 31.4% | SEK 33,209 |
| Göteborg | 32.6% | SEK 32,938 |
| Malmö | 32.4% | SEK 32,938 |
| Uppsala | 32.9% | SEK 32,938 |
| Örebro | 33.7% | SEK 32,668 |
| Jönköping | 33.4% | SEK 32,668 |
| Norrköping | 33.3% | SEK 32,668 |
Frequently asked questions
- How much do I take home on a gross salary of SEK 42,000 a month?
- On SEK 42,000 gross, net pay is SEK 33,480 a month in Stockholm, or SEK 401,760 a year. The amount depends on the municipality and on whether you are a member of the Church of Sweden.
- What are the effective and marginal tax rates at SEK 42,000?
- The effective tax rate is 20.3%: SEK 102,240 of tax on annual pay. The marginal rate is 31.0%, so that share of an extra krona of gross pay goes in tax.
- How much of a SEK 1,000 raise do I keep?
- If your gross pay goes from SEK 42,000 up by SEK 1,000 a month, net pay rises by SEK 690. You keep 69.0% of the raise.
- What changes if I am 66 or older?
- At SEK 42,000 a month net pay is SEK 36,738, which is SEK 3,258 more than for someone younger, thanks to the higher basic allowance and the larger earned income tax credit.
- Does net pay differ between municipalities?
- Yes. At SEK 42,000 a month, net pay is SEK 33,480 in Stockholm and SEK 32,668 in Norrköping among the 10 largest municipalities, a difference of SEK 812 a month.
Results are estimates based on official tax data and do not constitute tax or legal advice.